Investor Deal Underwriting Prompt

Full Prompt

Analyze this potential investment property for a buy-and-hold investor. Property details: Address: [address]. Purchase price: $[X]. Property type: [SFR / duplex / triplex / condo]. Beds/baths: [X/X]. Square footage: [X]. Year built: [X]. Condition: [turnkey / light rehab / major renovation needed]. Estimated rehab cost: $[X]. Comparable rents: $[X-X]/month per unit. Financial inputs: Down payment: [X]%. Mortgage rate: [X]%. Loan term: [X] years. Annual property taxes: $[X]. Insurance: $[X]/year. HOA: $[X]/month. Property management: [X]% of rent. Estimated vacancy: [X]%. Maintenance reserve: [X]% of rent. Calculate and present: (1) Gross rental yield, (2) Net Operating Income (NOI), (3) Cap rate, (4) Cash-on-cash return, (5) Monthly cash flow per unit and total, (6) Debt Service Coverage Ratio (DSCR), (7) Break-even occupancy rate, (8) 5-year equity projection assuming [X]% annual appreciation. Present a 'Deal or No Deal' recommendation with clear reasoning. Flag any concerning metrics.

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ChatGPT Claude Gemini Perplexity

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